| Bodily Injury Liability
|
Pays for injury to "the other guy" if you
are at fault in an accident. pays only up to it's limit - you may be
responsible for claims over your coverage amount. |
| Property Damage Liability |
Pays for "the other guy's" property (car,
fence, etc.). Pays only up to it's limit - you may be responsible for
claims over your coverage amount. |
|
Uninsured Motorist, Bodily Injury |
Pays YOU if you are injured in an
auto accident caused by an uninsured motorist. Pays only up to it's
limit. |
|
Uninsured Motorist, Property Damage |
Pays for YOUR car if damaged by an
uninsured or unknown (hit & run) motorist. You pay the deductible amount
then the company pays the balance. Pays only up to it's limit. |
| Personal Injury
Protection (PIP) |
Pays for YOUR (or anyone in your
car's" medical expense and/or wage loss if injured in an auto accident -
WITHOUT regard to who was at fault. |
| Comprehensive |
Pays for damage to YOUR car caused
other than by collision (i.e., fire, theft, vandalism, glass breakage).
You pay the deductible amount of any damage then the company pays the
balance. |
| Collision |
Pays for damage to YOUR car caused
by an accident. You pay the deductible amount then the company pays the
balance. |
| Towing |
Pays to have YOUR car towed or
labor performed at the scene of disablement (jump start). Pays only up
to it's limit. |
| Loss of Use |
Pays for YOU to rent a replacement
vehicle while yours is being repaired as the result of an accident. |
| Auto Loan/Lease |
Pays YOU, in the event of a total
loss of your car, the difference between the unpaid balance on your loan
and the market value of your car. Available only on new cars. |
