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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Costs Should I Review When Planning a Funeral?

As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...

How to Improve and Strengthen Motor Skills

Aging affects the brain as well as the rest of the body. With advanced age comes a decline in sensorimotor function and control. This can affect gait, balance, fine motor control, and the ability to perform activities of daily living. Seniors who lose these abilities may not be able to maintain their independence. The good news is that physical activity may offset some of the...

General Liability, Professional Liability, and BOP: Which One Is Right for You?

One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...

What is Pet Insurance and Do I Need It?

If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...

How to Create a Positive Workplace in 2023

Creating a positive work environment is a win-win situation. Employees today want a supportive work culture that fosters growth for the individual, as well as for the organization. Developing a positive workplace can help prevent negative consequences, such as conflict, hostility, fear of dismissal, unhappiness, and stress, and consequently help reduce organizational costs. Work-life balance, perks and benefits, and workplace culture are top considerations for...