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Archives: 2022

Am I Too Old To Start A 401(k)?

Am I Too Old To Start A 401(k)?

There is no maximum age for participation in a 401(k) plan. As long as you are still working, you are never too old to contribute. If your employer offers group benefits that include a 401(k), you have an excellent way to save for retirement. No matter your age, if you are still working, you can take advantage of the tax benefits and any matching contributions...

Commercial Insurance: Protection Against Lawsuits

Commercial Insurance: Protection Against Lawsuits

If an unexpected accident takes place at your facility or office, or a lawsuit related to a product or service is filed against your business, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits, accusations of slander,...

Need Motorcycle Insurance?

Need Motorcycle Insurance?

If you have recently purchased a motorcycle or are searching for a better option for motorcycle insurance in the area, we are here to help. The team at our agency lives and works in the local area, and we are committed to serving our community of motorcycle riders. We know you need coverage that gives you the highest level of protection at the lowest cost,...

3 Key Differences Between Whole Life Insurance & Term Life Insurance

3 Key Differences Between Whole Life Insurance & Term Life  Insurance

Insurance can be a confusing subject, and at our local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. 1. Term life insurance is cheaper,...

Qualifying For Medicare Before Age 65

Qualifying For Medicare Before Age 65

When you turn 65, you automatically become eligible for Medicare if you qualify for Social Security benefits or are a citizen or permanent resident living in the U.S. Certain people under the age of 65 may also be eligible for Medicare due to disability. What Qualifies a Person Under Age 65 for Medicare? Medicare is available for certain people with disabilities who are under the...