Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Empowering Employee Health through Wellness Programs
Posted: September 28, 2023
Empowering Employee Health through Wellness ProgramsEmployers today are taking a more serious approach to the health and well-being of employees. Healthy workers mean increased productivity, decreased absences, lowered health insurance expenses, reduced turnover, and a lower risk of workers’ compensation claims. Wellness programs are designed to improve employee health through exercise, weight loss, and preventive education. Speak with our experienced agent about wellness programs as part of your group benefits...
Pros & Cons of Convertible Life Insurance
Posted: September 22, 2023
Pros & Cons of Convertible Life InsuranceWhen you are shopping for life insurance, a convertible term policy may be a good option. Convertible term life insurance is a type of term life policy with a rider giving the policyholder the option to convert to permanent life insurance later. Although it offers several benefits, convertible life insurance may have certain disadvantages. Why Convert From Term to Permanent Life Insurance? Term life insurance...
Debunking 5 Medigap Misconceptions
Posted: September 21, 2023
Debunking 5 Medigap MisconceptionsAs the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...
The Importance of Adapting Your Insurance to Your Business Growth
Posted: September 19, 2023
The Importance of Adapting Your Insurance to Your Business GrowthWatching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...
How to Ensure Your Home is Prepared to Weather Any Storm
Posted: September 16, 2023
How to Ensure Your Home is Prepared to Weather Any StormAlthough summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean your gutters to direct water away from your home and...
