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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Risk Factors That Impact Life Insurance Premiums

Risk Factors That Impact Life Insurance Premiums

When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the factors that determine how much you will pay each month. Insurance companies use the following risk factors to calculate your premiums: ...

Tips for Moving to Another State with Medicare

Tips for Moving to Another State with Medicare

If you are enrolled in Medicare, moving to another state means navigating the healthcare system across state lines. It does not have to be stressful, but it may require some planning to keep your Medicare coverage intact while enjoying your new home. Here are some practical tips to help you make the transition as smooth as possible.  Understand Your Coverage and How It Works in...

5 Things Business Owners Should Know About Insurance Limits and Deductibles

5 Things Business Owners Should Know About Insurance Limits and Deductibles

Building a business involves making countless vital decisions, including hiring the right team, buying the right software, and finding a suitable space. Understanding the basics of insurance coverage may be glossed over during day-to-day operations. Insurance is one of the behind-the-scenes essentials that can make or break financial stability when the unexpected occurs. It is vital that you fully understand Your policy limits and deductibles. ...

Should I Switch to an Independent Insurance Agent?

Should I Switch to an Independent Insurance Agent?

Shopping for insurance can be a confusing, even overwhelming process, with policies loaded with obscure legal terms. Although exploring new options or switching agents may seem troublesome, it may be worth considering. Should you stick with your current agent or take the leap to an independent insurance agent? Let’s break it down. What is the Difference Between Traditional and Independent Insurance Agents? A traditional insurance...

4 Reasons to Keep Your Eye on Group Vision Insurance

4 Reasons to Keep Your Eye on Group Vision Insurance

Most employers focus on big-ticket items such as health insurance, dental plans, and retirement when offering employee benefits. One benefit that tends to slip under the radar is group vision insurance. Although it may not be as flashy as a comprehensive health plan, it can significantly impact employees’ well-being. Here are four reasons to consider offering group vision insurance as part of your employee benefits...