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Archives: 2023

Black History Month

February is Black History Month, officially designated as such by every U.S. President since 1976. It is a time for recognizing the significant role African Americans have played in U.S. history and celebrating their achievements. Various organizations join in paying tribute to the generations of African Americans who have struggled to achieve full citizenship and recognition in the culture. These organizations include: National Endowment for...

How to Create the Best Time Off Policies for Small Businesses

Every employee needs a day off occasionally. Many small businesses offer generous paid time off (PTO) policies as a way to compete with larger companies. Not only does this create an attractive incentive for top talent to hire on, but it also helps reduce employee turnover. What Is Paid Time Off? Paid time off is time employees can use for personal purposes while getting paid...

What Happens if You Are Denied Life Insurance?

It can be discouraging, to say the least, when you are trying to protect your family by purchasing life insurance, and your application is rejected. If you have been denied life insurance, you are not alone. It happens to people every day. Keep in mind that you have options and do not give up. Why Are Some People Denied Life Insurance? Typically, life insurance companies...

5 Common Misconceptions About Medicare

If you are newly eligible for Medicare and navigating the territory for the first time, you know how complicated the subject can be. Although there is an abundance of material out there, it is not always accurate and may only add to the confusion. The following are five common Medicare myths debunked: Medicare Is Part of Social Security This is not correct. Social Security and...

5 Unconventional Businesses That Still Need Insurance

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...